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Free XAU/USD Tool

XAU/USD Swap Calculator

Calculate overnight swap fees for holding XAU/USD positions including Wednesday triple swap. Know your carry cost before holding a trade overnight.

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Swap Calculator

$0.00Total Swap
$0.00Per Night

⚠️ Educational tool only. Not financial advice. Trading involves risk. Capital at risk.

What Is Swap in Gold Trading?

When you hold an XAU/USD position past the daily rollover time, typically 5PM New York time, your broker applies an overnight swap charge.

Unlike currency pairs, gold does not generate interest. This means both long and short XAU/USD positions typically incur a negative swap.

Wednesday Triple Swap

On Wednesdays, most brokers apply triple swap to account for the Saturday and Sunday settlement that occurs over the weekend.

How to Minimise Swap Costs

Common Questions

Swap Calculator FAQ

Swap (also called rollover) is the interest charged when you hold an XAU/USD position past the daily rollover time, typically 5PM New York time.

For most brokers, both long and short XAU/USD positions incur a negative swap because gold does not pay interest like currencies do.

Swap is charged once per day at rollover time (5PM EST). On Wednesdays, most brokers charge triple swap to account for the weekend.

Close positions before the daily rollover time. Some brokers offer swap-free (Islamic) accounts. Alternatively, only trade intraday.

Swap rates vary by broker but typically range from -$2 to -$8 per standard lot per day for long positions.

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